Overall, we believe Capital One has the slight edge over Citi, simply because of how useful Air Canada and British Airways are as frequent flyer programs. Simply put, you can transfer your bank’s points to airline frequent flyer programs or hotel loyalty programs.įrom there, you can use those new points or miles to book award travel, including Air France business class, Emirates first class, and much more.Īt the moment, there are a series of transfer partners that are offered to both Capital One and Citi (all at a 1:1 ratio unless otherwise noted):Ĭiti, meanwhile, has access to transfers to Qatar Airways Privilege Club and Thai Airways Royal Orchid Plus. To get maximum value from your Capital One miles or Citi ThankYou Points, you’ll need to pay attention to each program’s transfer partners. In comparison, when you transfer Capital One miles or Citi ThankYou Points to travel partners, you can get upwards of 10 cents per point of value.
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